RBL Bank Credit Cards for Students
RBL Bank offers a range of credit cards that are designed specifically for students. These cards offer a variety of benefits, such as low annual fees, cashback on spending, and reward points that can be redeemed for travel, shopping, and more.
Due to low credit score and no civil history, very few students get credit cards. In this situation students can apply for RBL Bank Credit Card.
Benefits of RBL Bank Credit Cards for Students
There are a number of benefits to using an RBL Bank credit card as a student, including:
- Low annual fees: Many RBL Bank cards for students have low or no annual fees, making them a good option for students on a budget.
- Cashback on spending: RBL Bank credit cards offer cashback on a variety of spending categories, such as groceries, fuel, and travel. This can help students save money on their everyday expenses.
- Reward points: RBL Bank credit cards also offer reward points that can be redeemed for travel, shopping, and more. This is a great way for students to earn rewards for their spending.
- Discounts and offers: RBL Bank card holders also have access to a variety of discounts and offers from partner merchants. This can help students save money on everything from clothes to electronics.
Types of RBL Bank Credit Cards for Students
RBL Bank offers a variety of credit cards that are designed specifically for students. Some of the most popular options include:
- RBL Bank Myfirst SuperCard: This card is designed for first-time credit card users. It has a low annual fee and offers rewards on education and bill payments.
- RBL Bank Play Credit Card: This card is designed for students who enjoy entertainment and dining. It offers discounts on movie tickets, food, and beverages.
- RBL Bank Monthly Treats Credit Card: This card is designed for students who want to save money on groceries and online purchases. It offers 10% cashback on groceries and 2x reward points on online purchases.
- RBL Bank LazyPay Credit Card: This card is designed for students who want a lifetime-free credit card with easy EMI options. It offers a welcome benefit of INR 250 cashback* on minimum spends of INR 100 within the first 30 days.
Eligibility for RBL Bank Cards for Students
To be eligible for an RBL Bank card for students, you must:
- Be an Indian citizen between the ages of 18 and 25.
- Be a student at a recognized educational institution.
- Have a valid income statement.
- Have a good credit score.
How to Apply for an RBL Bank Credit Card for Students
You can apply for an RBL Bank credit card for students online here or in person at an RBL Bank branch. To apply online, visit the RBL Bank website and click on the “Credit Cards” tab. Then, select the “Student Credit Cards” option and choose the card that you want to apply for.
To apply in person, visit an RBL Bank branch and speak to a customer service representative. They will be able to help you fill out the application form and provide you with more information about the different credit cards that are available.
Tips for Using an RBL Bank Card for Students
Here are a few tips for using an RBL Bank credit card for students:
- Pay your bill on time in full each month: This will help you avoid paying interest charges.
- Use your credit card responsibly: Don’t overspend and make sure you can afford to pay your bill each month.
- Take advantage of the benefits: Make sure to take advantage of the cashback, reward points, and discounts that your credit card offers.
- Monitor your credit score: Keep an eye on your credit score and make sure it stays in good standing.
FAQs
1. Q: What is the minimum income required to apply for an RBL Bank credit card for students?
A: The minimum income required to apply for an RBL Bank credit card for students is INR 15,000 per annum.
2. Q: What is the credit score required to apply for an RBL Bank credit card for students?
A: The credit score required to apply for an RBL Bank credit card for students is 750 or above.
3. Q: What are the benefits of using an RBL Bank credit card for students?
A: The benefits of using an RBL Bank credit card for students include low annual fees, cashback on spending, reward points, and discounts and offers from partner merchants.
